Nomenclature explained


"Sierra" is the phonetic code for the letter "S" which stands for Swaraj, the Hindu/Gandhian ideal of self-rule, self-reliance & self-sufficiency which grows out of one's commitment to self-assessment, self-discipline and self-improvement.  It extols the benefits & dignity of work & manual labor.   en.wikipedia.org/wiki/Swaraj

"Zulu" is the phonetic code for the letter "Z" which stands for Zakat, the Muslim practice of donating a portion of one's wealth each year for the benefit of those in need.  The SierraZulu fund will distribute 3%-4% (minimum of 2.5%) of its principal each year.  en.wikipedia.org/wiki/Zakat

The SierraZulu Fund distributes grants based on temporary financial need and the willingness & capacity for self-reliance & self-sufficiency. Grant recipients and/or their household members are required to pledge an hour of their time to community service for every $75 received. Recipients and the members of their household are encouraged to avoid financial non-necessities (tobacco, alcohol, cable TV, etc.) for three months and to use whatever surplus is generated to balance their household budget, pay off debt, increase savings and/or donate to a charity of their choice. The SierraZulu Fund is not a registered 501(c) organization and does not accept donations. The SierraZulu Fund is endowed with the investment income generated from an external capital account. The fund's administrative expenses and taxes are paid using external sources.

The desired proximal outcome for SierraZulu Fund grant recipients is to either avoid or escape homelessness.  The desired distal outcome is to remain in stable housing and achieve financial stability one year after grant award date.

Words to live by...

Paraphrasing The Essential Gandhi:
"People are like religions...there is good in all, but none are perfect"
"We are but the product of our thoughts; what we think, we become"
  (corollary #1:  we become what we consume)
  (corollary #2:  we become what we read)
  (corollary #3:  we become what we worship) 
"The positive change we desire in others will happen in proportion to the positive change we affect within ourselves"

From The Imitation of Christ:
"Grace walks in simplicity"
"Giving up exterior things brings interior peace"

Paraphrasing Buddha:
"All people should strive to cultivate roots of virtue according to their natures, their beliefs, their deeds, their words and their means"

From The Rule of St. Benedict:
"Ora et labora" -- ["Pray and work"]

From Henri Amiel:
"Life is short, and we do not have much time to gladden the hearts of those who walk with us.  So let us be swift to love and make haste to be kind."
 "Our duty is to be useful, not according to our desires, but according to our powers"
 "The man who insists on seeing with perfect clearness before he decides, never decides."  [aka The enemy of 'good' is 'better']

From Bhagavad Gita:
"Let the wise man work unselfishly for the good of all the world" [BG 3:25]
"The victory won by the man of wisdom is also won by the man of good work" [BG 5:5]
"They all attain perfection when they find joy in their work.  A man attains perfection when his work is a worship of God" [BG 18:45-46]

From The Quotable Thoreau:
"My greatest skill has been to want but little"
   (corollary: My greatest gift has been to need but little)
"Cultivate the tree which you have found to bear fruit in your soil"
"It is by obeying the suggestions of a higher light within you that you escape from yourself"
"Greatness is in the ascent"
"Men will lie on their backs and talk about the fall of man and never make an effort to get up"
"The highest that we can attain is not Knowledge, but Sympathy with Intelligence" 

From St. Francis of Assisi:
"Lord, make us an instrument of your peace.  Where there is hatred, let us sow love; where there is injury, pardon; where there is discord, union; where there is despair, hope; where there is darkness, light; where there is sadness, joy."
"Grant that we may not so much seek to be consoled as to console; to be understood as to understand; to be loved as to love."
"What is it that stands higher than words? Action."

Paraphrasing Dr. Reinhold Niebuhr:
"Grant us the strength and the courage to change the things which can be changed, the patience and serenity to accept the things which cannot, and the wisdom to distinguish between the two."

From the AA Handbook:
"We do not seek perfection...we seek progress."
"True ambition is the deep desire to live usefully and walk humbly under the Grace of God." 

From Julian of Norwich:
"The constant seeking of the soul pleases God very much."
"Our Lord has one us together in love." [a beautifully elegant way to use 'one' as a verb]
"All shall be well, and all shall be well and all manner of things shall be well."

From Rumi:
"Yesterday I was clever, so I wanted to change the world.  Today I am wise, so I am changing myself."

From Thomas Merton's The Seven Storey Mountain:
"The logic of worldly success rests on a fallacy:  the strange error that our perfection depends on the thoughts and opinions and applause of other men!"
"Indeed, the truth that many people never understand, until it is too late, is that the more you try to avoid suffering, the more you suffer, because smaller and more insignificant things begin to torture you, in proportion to your fear of being hurt."
"...people who value material security unconsciously venerate people who do not fear insecurity."

Also from Thomas Merton:
"To live a spiritual life we must find the courage to enter the desert of our loneliness and to change it by gentle and persistent efforts into a garden of solitude."

From Eric Greitens' Resilience:
"When real transformation does occur in someone's life, it usually happens through evolution, not revolution"
"Not knowing everything cannot be an excuse for not doing anything"
"Not what we have, but what we enjoy, constitutes our abundance"
"How many people have put off the necessary, unglamarous work of building habits because they spend their lives waiting for an epiphany that never comes?"

From St. Mother Teresa:
"Even if you help only one person, that is enough.  You can do what I cannot.  I can do what you cannot.  Together we can do something beautiful for God."
"God has created us so we do small things with great love."

From Henri J. M. Nouwen:
"When we look at a pruned vineyard, we can hardly believe it will bear fruit.  But when harvest comes, we realize that the pruning allows the vines to concentrate their energy and produce more grapes.  Grateful people learn to celebrate even amid life's hard and harrowing memories because they know that pruning is no mere punishment, but preparation."

I returned to my apartment on the 17th after being out of the country for a couple of weeks to find an eviction notice from my landlord taped to my door, along with a second notice indicating they had entered my apartment to determine if it was abandoned.  Seeing as I have always paid my rent on time and for this particular month had paid it 9 days prior to the end of the previous month, I was quite taken aback.  I found the receipt of my last rental payment, which included a copy of the check, a date stamp and the initials of the leasing agent who took possession of the check.  I also spent the rest of a rather disquieting Sunday evening investigating the eviction process in King County...it's a grim story if you are a tenant.

When I visited the leasing office the next day I brought along the two notices, the receipt for rent paid, a bank statement showing that my rent check had cleared (and not been sent back due to insufficient funds) and  I inquired as to why I was being evicted, when I had not yet received a 3-Day Notice to Pay, nor a 10-Day Notice to Comply or Vacate, and when I had paid my rent for the month on time (actually, over a week early).   It didn't take long to discover that it was all a misunderstanding...the leasing office had posted my rent payment to the wrong account.  They also told me they had not started the eviction process (despite what the notice indicated) -- I can only hope they are telling me the truth, although I tend to believe them because I have not yet been visited by a detective from the sheriff's department and given a Summons, a Complaint, a Writ of Restitution or been notified that I am party to any Unlawful Detainer lawsuit.  Here's what I learned:

1)  Always get a receipt for every rent payment you make.  If I hadn't done this, it would've been infinitely more difficult to contest the eviction.  Do not drop a check in the leasing office's dropbox or send it via U.S. mail...get a signed, dated receipt that shows the amount paid and the month paid for.  Landlords are not required to provide a receipt (unless payment was in cash)...tenants must actively ask that their landlord provide a receipt for each and every rental payment.

2)   3-Day Notices and 10-Day Notices must be delivered in person to the tenant (or a responsible household member), or they must be posted on your door and sent to you through the mail (which my landlord did not do).

3)  If a tenant fails to pay rent on time, the landlord can initiate the legal eviction process on the 5th or 6th day that rent is late.  Once the Unlawful Detainer lawsuit is filed with the court, the eviction becomes part of the tenant's legal record (forever -- and court files are public information) and credit report (the collection action remains for 7-10 years), even if it is later shown that the landlord was wrong in trying to evict the tenant and/or the judge rules against the landlord.  Tenants have no recourse to get this eviction removed from their legal record or their credit report.

4)  If the eviction process works as designed, the sheriff can forcibly evict a tenant as soon as 18 days after rent was due.  I arrived back from my trip on day 17.

5)  You should respond to all notices, whether they come from the landlord, the sheriff, an attorney or a court official.  Failing to respond to a Summons, a Complaint or a Notice means you will lose the lawsuit by default.  If you are out of contact for a couple weeks (like being in a country where your cell phone doesn't work), and had no idea that your landlord was trying to evict you (without cause), then that's just your tough luck.

6)  If you file a notice to appear before the court to contest the eviction, be aware that almost all Unlawful Detainer (eviction) lawsuits are won by landlords.  This is because in the majority of cases, the tenant is at fault (most commonly, for failure to pay rent) and the judge will side with the landlord.  However, if you are well-organized and bring proof that you are in compliance with the terms of your lease, the judge will give you a chance to be heard and explain why you believe the eviction is not lawful.  Even if you win, however, the eviction will still become part of your legal record (see #3 above).  The judge will often reinstate the lease agreement once the tenant has paid all court costs, attorney fees and rent due.

7)  Tenants Union is a valuable resource for tenants facing eviction.  Anyone who has been the victim of an unlawful eviction is encouraged to share their story by contacting Tenant Services Advocacy (Solid Ground -- 206-694-6748 or tenantwa@solid-ground.org) or SPAN (Statewide Poverty Action Network -- 206-694-6794). These organizations advocate for changes to the law that prevent unlawful evictions.


I do not wish to sound insincere when I say that the burden of the rich is heavy indeed.  They must protect their wealth while ensuring it is used in the most beneficial manner for their family, their community and their nation.  We must hope and pray for their continued strength, good fortune and wisdom.  Before anyone begins to assign blame for society's ills, let's remember that we are all part of the solution, regardless of where we reside on the political and/or socioeconomic spectrum.  Focusing on what each of us can do today to make our community better will be a much more effective use of our time & energy than worrying about the path we think someone else should be following.
Re-reading Barbara Ehrenreich's Nickel and Dimed about the working poor in America.  This was written in the late 90's when jobs were relatively plentiful so I can imagine how much worse it must be nowadays.  One thing that stands out is the difficulty (in time, money and emotional energy) of finding adequate, affordable shelter for low-wage workers.  The cash required for the application fee and security deposit (and perhaps first/last month's rent) is a huge obstacle for someone making minimum wage, forcing many into more expensive weekly (or daily) rentals.

For many people "making rent" can be all-consuming (again, in time, money and emotional energy) because failing to do so can mean a rapid descent towards homelessness.  I know how difficult it is for someone to pull themselves (and their kids) out of a homeless situation, to find a shelter with openings, to procure transitional housing (with year-long wait-lists),  to qualify and find affordable housing that's safe and near a bus line -- even with outside guidance and assistance it has got to be one of the more difficult journeys in life.

For someone who has adequate and affordable housing, who is faced with a temporary financial shortfall, I believe it is far better (for them as well as society) to provide a funding bridge to keep them in their housing situation.  The more expensive option (and not just in the financial sense) is to let them be evicted, allow them to enter the downward spiral of homelessness and then wait until they hit bottom before expending the time & treasure needed to help drag themselves back up into a safe & affordable housing situation that mirrors the one they were in originally.  I can see why homelessness is such a vexing problem.